💵 Cash Stuffing Calculator

Split each budget into parts, then see exactly how many of each bill to get from the bank.

Setup

Bill denominations

The bills you use to stuff envelopes (defaults are the standard PHP bills). Largest is used first. You usually don't need to change these. Add a smaller bill only if your split amounts need it.

Step 1

How are you splitting each budget?

Pick the unit and how many. For example: 10 days, 4 weeks, 2 for bi-weekly, or 1 to keep the budget whole (not split). This sets the default and updates your categories below.

Step 2

Your categories & budgets

Type each budget amount (for whatever period you use: a month, a paycheck, biweekly). The tool divides it by the number you set for that category and shows the bills each envelope needs.

Category Budget Weeks Per envelope Total bills
Step 3

Total bills to get from the bank

This covers your whole budget (every week × every category). Bring this list to the teller.

Grand total  
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